Dear members,

Many in the building and construction sector are starting to feel cash-flow pressures starting to bite or are considering buying a house or development project due to the falling property prices. Do not be put off by the negative publicity regarding banks.

The lending parameters have tightened considerably, but Master Builders Financial Services is still able to secure great loans at very good rates through our specialised lending channels. 

Do not risk your credit-worthiness by going directly to a bank. Speak to my team of experts for all your financial and lending requirements.

Below are just some of the loan options available to Master Builders members.

Kind Regards,

Harry Pontikis - Manager

0411 258 058

1300 137 539


Chocolate Money t/a Master Builders Financial Services

Australian Credit License 387277

NB: All information contained in this newsletter is general in nature as your situation has not been taken into consideration. The listed loans are subject to lending criteria, fees and charges.


Low Doc home loan

- Self-employed only

- 4.99 per cent* / low doc

- For any worthwhile purpose - including cash-out

- 80 per cent LVR

*      Comparison Rate 5.28 per cent



Commercial Low Doc

- Commercial property

- 6.29 per cent*

- Cash-out OK

- Low doc verification

- 70 per cent up to $10m

- 25 year loan term

- 5 year interest-only

*fees & charges apply


 Residential Construction loans 

Residential construction loans for PAYG and self-employed borrowers looking to construct a home to live in, or to use as an investment. 

Rates from 7.29 per cent* / low doc available / 75 per cent LVR / up to $1.5m / interest-only available / variable rate

*7.95 per cent comparison rate


Development Finance 8.99 per cent up to 10.35 per cent(rate for risk)

  • Residential or commercial property OK
  • Construction up to 10 units
  • Low doc income verification OK
  • 70 per cent LVR up to $2m loan
  • 65 per cent LVR up to $10m loan
  • 2 year loan term
  • Interest-only repayments

Free Finance check*

Make sure you are getting good rates and terms from your existing lender. 

Now is the time to settle your loans as lending criteria is soon to tighten even further!

* members only